Insurance for braces and Invisalign in Philadelphia, PA

We do the insurance research for you so you can start treatment on your very first visit

See if your treatment is covered

Curious if your insurance includes an orthodontic benefit? Find out in just a few seconds.
We're proud to be in network with almost every private dental insurance provider in the Philadelphia area.
If we aren't in-network with yours, please let us know, and we'll do what we can to get there.

Why does it matter that Appel Orthodontics is in-network with my insurance company?

At Appel Orthodontics, we make every effort to be in network with every private insurer in our region. If we aren't in-network with yours, please let us know, and we'll do what we can to get there!

The difference between in-network and out-of-network coverage is substantial. If your orthodontist is in-network with your insurance company, you're entitled to a discounted treatment fee, which means that your orthodontic benefit covers more of your costs. If your orthodontist is out-of-network, your orthodontic benefit is the same, but doesn't go as far. Your treatment isn't discounted, which means higher out-of-pocket costs for you. 

We strive to be in-network with as many private insurance companies as we can because it makes treatment affordable for our patients. For us, that's part of treating you like family.

When you're ready, you're ready

Maximize convenience: start treatment the same day as your consultation.

Schedule a consult

Paying for orthodontic treatment:
here’s what to expect

Financing Plan



Down Payment


Monthly Payment


Financing Period

0-36 months*
*At Appel Orthodontics, you'll build a financing plan that works for you.
 Our financing rate is 0%.

Frequently asked questions about orthodontic insurance

We're here to do all of that homework for you! When you schedule your free consultation, share your insurance information with us. We'll be able to tell you what's covered when you come into the office.

At Appel Orthodontics, we prioritize being in-network with all of the private insurance companies in our region. If we aren't in-network with yours, we'll do our best to get there.

Yes! But we'll do our best to make sure that you're able to use your coverage for as much of your treatment as possible. 

At Appel Orthodontics, you'll also be able to finance any parts of treatment that aren't covered by your insurance company. You'll build your own financing plan so that treatment is affordable for you and your family. You can choose your own downpayment, opt for a monthly payment as low as $149/month, and spread your payments out over as much as three years, even if your treatment takes only 18 months. Learn more about our financing here.

Yes! At Appel Orthodontics, we accept insurance and we prioritize being in-network for all private insurers in our region. 

Absolutely! Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) are great ways to pay for orthodontic treatment. We encourage you to use FSA funds first, as most FSA is lost when it goes unused. Using an FSA for orthodontic treatment guarantees that this money will not go to waste and the money put into your FSA is usually tax deductible!

Insurance can be daunting, so we’re here to help

If you have any questions at all about your coverage, give us a call at (215) 676-3070, and we’ll talk through it.
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